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特に債務整理は、破産法などの法令知識だけでなく、各債権者（消費者金融など）の特徴や裁判所の実務的な運用について、深く理解していることがポイントとなります。また、免責に問題があると考える場合は民事再生手続きなどで、負債を圧縮し早期に解�

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